Personal Financing Solutions Personal Financing Options

GulfShore Bank recognizes the power of the individual and provides personal financing solutions to meet your financial needs. As a community bank, we provide personal lending solutions that truly benefit the residents of our service areas.  Come experience the difference.  



Residential Mortgage Loans (Primary/Secondary/Investment Properties 1-4 units)

Whether you are buying or refinancing, our experienced Residential Mortgage professionals can assist you in finding a program among our personal loan options that fits your budget and lifestyle.  Our dedicated mortgage professionals will discuss your mortgage goals, any large expenses or major purchases and how your existing financing compares to the current interest rate environment.  GulfShore Bank will be your mortgage concierge and help simplify the process.  Click here for more information.

Home Equity Lines of Credit

Put your home’s equity to work for you!  A Home Equity Line of Credit (HELOC) allows you to borrow against the equity in your home.

Construction/Renovation Loans

Whether you are building your dream home or doing renovations, GulfShore Bank has a variety of consumer loan services to meet your needs.   Our experienced professional client managers can help you guide you every step of the way.  With a construction-to-permanent loan from GulfShore Bank you can finance your land purchase and construction with one set of closing, saving you time, effort and money. If you are doing home improvements whether large or small, necessary or optional, our professional client managers can help you explore renovation loan options. 

Auto/Truck/Marine Loans (New and Pre-Owned)

Whether you're purchasing from a dealership or person-to-person, we can guide you through the auto/truck/boat financing process.

Credit Cards

Choose the card that’s right for you - be rewarded for using your card with preferred points or enjoy convenience and save with our low rate card – either way you will have purchasing power at your finger-tips.  No matter which card you choose – Visa Classic, Visa Platium or Gold MasterCard – you will have no annual fee, no surprises. 

Contact one of our experienced Client Managers today to learn more.