Business Financing Solutions

GulfShore Bank recognizes the ever-changing needs of small businesses.  That’s why we offer a variety of business financing solutions that meet the needs of your specific business. Whether you are a small business owner, entrepreneur, attorney, accountant, medical provider, or corporate executive, we have assembled an experienced, professional lending team ready and able to deliver both local market experience and innovative financial solutions for your business challenges.
 
We offer a variety of business loans and services to assist you in your goal to create, build, and deliver a growing and profitable business. See our financing options for businesses below: 
 

Lines of Credit

A business line of credit provides easy access to working capital to help accommodate seasonal credit demands of your business, along with fluctuations in your cash flow.  A line of credit can help you acquire short-term assets, such as inventory, in anticipation of future sales. 

Term Loans

A business term loan is a perfect long-term financing solution for bigger investments such as equipment, business expansion, ownership restructuring, and capital improvements. 

Vehicle and Equipment Loans

GulfShore Bank can provide business financing solutions for equipment and vehicle purchases to ensure that your business has the tools it needs to grow and thrive.    

Commercial Real Estate Loans

Commercial real estate loans will finance purchasing, improving, expanding or refinancing commercial property.  GulfShore Bank works with all types of properties – Owner Occupied, Mixed Use, Multi-Family Dwellings, Income Producing Investment and Acquisition/Construction Lending – and will find the best lending solution to fit your business need. 

Small Business Administration (SBA)

If you’re planning to start a business or expand an existing business, GulfShore Bank is well-versed in Small Business Administration (SBA) loans.  The SBA offers a variety of business loan programs designed to help business owners qualify for a traditional bank loan.

7(a) Loan Program provides financial assistance for starting, acquiring and expanding a small business.

504 Loan Program provides financial assistance to growing businesses with long-term, fixed-rate financing for major fixed assets, such as equipment and real estate.

Letters of Credit

GulfShore Bank can help you structure letters of credit that meet the needs of your specific trade or standby transaction.

Credit Cards

With our Visa Business Card the choice is yours.  Pay your balance in full every month to avoid finance charges or make a partial payment when you need to manage cash flow.  Customize credit lines and set individual limits for authorized employees.  Your company can enjoy all these advantages and more with our Visa Business Card. 

Click here to contact one of our experienced Client Managers today.